Orange Retail Finance India Pvt Ltd is an NBFC registered and certified by RBI (Reserve Bank of India)

Our company has been building on three strategic pillars - inclusion, governance, and digitalisation - to be a leader in Two-Wheeler Finance, Business Loan, Loan Against Property

Of the three, Governance and Digitalisation are predicated on the strategy of inclusion.

Financial inclusion involves giving more and more people, in our case, men & women of Rural India access to useful and affordable means of finance and guiding them in deploying the funds productively. This is our primary mandate; we gear all our programmes towards meeting this basic goal. We design our governance practices and digitalisation programmes to subserve this strategic mandate.

₹ 340

Crores

+ of AUM

₹ 780

Crores

Cumulative Disbursement

1,700

.

Happy Employee

Board of Directors
Management

Mr. Ebenezer Daniel

MD & Chief Executive Officer

Mr. Ebenezer Daniel, MD & Chief Executive Officer

Ebenezer Daniel is an excellent leader and a promising entrepreneur. His exemplary transformational leadership has been the key to his success in building an organisation.

Ebenezer comes with 23 years of leadership experience with all leading brands in Finance industry. His ethical approach makes him consummate in role.

He is a management graduate with two decades of experience in the financial services and telecom sector with vast understanding retail distribution through branch networks especially in the rural markets.

Mr. A. Seetharaman

Executive Director

Mr. A. Seetharaman, Executive Director

Seetharaman comes with more than 2 decades of rich experience in the banking and financial service space. He has exposure in the areas of Strategy, Process & Change Management, Retail Distribution, Risk Management, Business Operations & Product Development.

Prior to this assignment, Seetharaman worked with leading financial institution like ICICI bank and Lakshmi Vilas Bank.

Mr. Magesh

Executive Director

Mr. Magesh, Executive Director

Magesh Sheshadri is an elegant strategist with sharp focus on operations. Magesh comes with commendable experience of 22 years in Finance discipline. His empathetic and focused approach has been the backbone of growth of Orange. Magesh is adept in operations monitoring and control. An expert at grasping the operational needs and defining policy revisions.

Mr. I A S Balamurugan

Non-Executive Director

Mr. I A S Balamurugan, Non-Executive Director

Bala has over 22 years of experience in Banking and Financial Services industry. He co-founded Metis Family Office Services Pvt Ltd in the year 2010. Prior to founding Metis, Bala has held credible positions in the senior management of Institutions like Citibank, UBS & ICICI bank for almost 17 years. The last position he held was as Joint General Manager at ICICI Bank in the year 2010.

Bala has a diverse domain specialization across banking businesses, namely Private Wealth Business, Commercial Banking, Investment Banking, Corporate finance. He had been a part of various credit committees during his stint as Zonal Manager for western southern India for SME business in ICICI Bank.

He comes in with hands on experience of managing a large portfolio of SME finance spreading across the country. Over the years he has become integral to the ecosystem of SME finance.

He has overseen the private placement of debt instruments of INR 350 Crores for the last 3 years at Metis. Bala has a BE and MBA from Madurai Kamaraj University. Bala is an extensive reader and his interest zooms across contemporary and historical subjects.

Mr. Ashvin Chadha

Non-Executive Director

Mr. Ashvin Chadha, Non-Executive Director

Ashvin has spent over a decade working in the financial services industry both in India and the United States. He started his professional career as an investment banker with Morgan Stanley in New York. He then joined General Atlantic LLC, a worldwide private equity firm, where he was based in the New York City and Greenwich offices. Ashvin moved to India in 2006 to join the core team to set up the Mumbai office for India Equity Partners (IEP), a $350mm India focussed Private Equity Fund.

In 2011, Ashvin moved to Delhi to set up his own family office to invest in debt securities of mid-market Indian companies. He has successfully invested over INR 100cr of proprietary capital in debt securities across 20 companies in the last 5 years.

Ashvin has served on the Board of Directors of several financial services companies including Manappuram Finance (until 2010) and Netafim Agricultural Finance Agency Private Limited (since 2012). He also serves as an advisor and Investment committee member for SEBI registered VC funds including Fulcrum Venture India LLP and Carpediem Capital Partners.

Ashvin completed his education from Wesleyan University and The London School of Economics.

Mr. Rajkumar M

CRO

Mr. Rajkumar M, CRO

Rajkumar has 22+ years of experience in banking/NBFC operations at a senior level. He has specialized in risk management and business development. He was previously associated with BPL, ICICI Bank and Reliance Capital.

Mr. Balaji TK

CIO / CDO

Mr. Balaji TK, CIO / CDO

Balaji has over 22 years of experience in business application and technology. Prior to joining us, he has worked with Viveks and Talent Maximus.

Mr. Lalit Kumar Rout

CTO

Mr. Lalit Kumar Rout, CTO

Lalit comes with over 20 years of experience in the Banking and NBFC space, at frontrunning organisations, including Reliance Capital, Indusind Bank and CMS Ltd. He has administered complex IT projects, business applications, IT security, IT infrastructure, service delivery solutions design and deployment.

Mr. S. Meenakshi Sundaram

Head – Operations

Mr. S. Meenakshi Sundaram, Head – Operations

With over 25+ years of experience in Assets operations, Quality management, Risk and business analysis, Central credit processing, Two-wheeler loans, Auto Loans & MSME Loans in the NBFC / Banking industry. Previously worked with Reliance Capital & ICICI Bank.

Ramesh R

Head - Credit Underwriting

Ramesh R , Head - Credit Underwriting

Mr. Ramesh has more than 22+ years of experience in various Risk functions including Credit, Audit, Risk control, Fraud Containment and Operational Risk. In his career stint, he has been a Key member in Risk Review function and certified the Branches on the Risk adherence, Started File Quality Review Function and closely worked with policy team in bringing in best practices across organization. Has managed various process changes seamlessly including Centralization of process both at State and Regional Level. He has worked with organizations like Ashok Leyland Finance, ING Vysya Bank, ICICI Bank, HDFC Bank and Fullerton India Credit Company Limited. He was heading South Region - Risk (Underwriting) for Unsecured products at Fullerton India in his last stint and was well applauded for his ability in building strong processes, by implementing the Centralization of Underwriting.

Vasanthi P

Head - Internal Audit & Compliance

Vasanthi P , Head - Internal Audit & Compliance

Chartered Accountant with over 20 years of experience in Internal Audit, Credit Underwriting & Collateral Management. Prior to ORFIL, she was the AVP in Internal Audit for Fullerton India, where she was handling the Risk Containment Unit and Fraud Control Process. Prior to Fullerton, she had a stint at Janalakshmi Financial Services Ltd as AVP – Head of Functional Audits, where she introduced the concept of Offsite Audit (centralization of few audit checks) which translated into reduction in Branch Audit man days and costs. In ORFIL, she takes care of the complete internal audit function & Compliances

Dr. Yegnaramakrishnan G

Head - Human Resource

Dr. Yegnaramakrishnan G , Head - Human Resource

Mr. Yegnaramakrishnan is a Human Resource Professional with over 22 years of diversified experience in Telecom and FMCG Industry. He had earlier worked with reputed organisations like Tata Tele Services Ltd , Reliance Industries Limited and Hindustan unilever. A Management Graduate and a Ph. D Holder in Human Resources, comes with the strong background of HR & Capability Building In Tata Tele, he has handled the complete HR Operations for South and Western Regions which included Talent Acquisition, Talent Management and Talent Engagement. In his career as a HR professional, he has been part of various transformational projects. Had been Instrumental in Conducting Employee Satisfaction Survey along with the Action Plan for the Organization. A Tech Savvy Professional specializes in digitalization and customization of HRMS application for the organization.

MR. Francis Vijay

Business Head - Two Wheeler

MR. Francis Vijay , Business Head - Two Wheeler

He carries Two Decades of Expertise in the Finance Domain across geography. His earlier stint was with TVS Credit, IndusInd Bank, Ashok Leyland, Grandis Marketing Solution.

Financials