We are defined by our passion to transform the life of every Indian. We are Orange Retail Finance!
Orange Retail Finance India Private Limited is a Non-Banking Finance Corporation, providing affordable mobility and livelihood finance solutions to semi-urban and rural India. With a comprehensive range of customized lending products, we are on a journey of enriching the lives of countless people from the unserved and underserved communities across India. Our product offerings include Two-wheeler Loans, Micro-Business Loans, Loan Against Property and Swift Cash Loans, each directed towards meeting the evolving needs of people from different walks of life.
Over the last two decades, our deep domain expertise, end-to-end digital approach and a strong presence across India, including its 10,000+ villages, has helped us become a ‘go-to’ brand for every Indian household. Moving ahead, we aspire to leverage our strengths to capitalise on the rising opportunities and create a big impact for our consumers.
About 70% of India lives in its villages and semi-urban areas representing about two-third of India’s working population and contributing to about 46% of the national income. For India to march towards sustainable growth, steady development of its rural and semi-urban areas is imperative.
While rural India is largely dependent on its income from agriculture and allied sectors, it also promises employment and development opportunities in other sectors such as MSME’s, logistics, construction and others. However, an unorganised finance sector with low access to formal credit serves as the primary bottleneck in unlocking their potential.
Orange Retail Finance Private Ltd strives to override these challenges and fuel the rural economy by facilitating the underserved communities in these pockets with easy and affordable access to credit. With a deep know-how and presence in semi-urban and rural India and an array of thoughtfully designed products, we seek to:
Commenced NBFC operations
Partnered with RBL for BC
Onboarding of Anchor Investors
Portfolio acquisition from RBL to tune of ₹40 Crs.
Capital Infusion @ ₹30 Crs.
Strategic alliance with Incred for Co lending.
AUM @ ₹75 Crs.
Debt to the tune @ ₹100 Crs. raised despite challenging times.
Equity infusion @ ₹50 Crs.
AUM @ ₹275 Crs.
BBB-/ Positive outlook rating from CRISIL.
₹77 Crs. raised through multiple arrangements from Muthoot Capital, IKF Finance, DCB Bank and Niyogin Fintech.
Presence @ 75 Branches
Net worth @ ₹95 Crs.
AUM @ ₹400 Crs.
₹700 Crs. of Co-lending limit from reputed NBFC in the Industry.
BBB/- Stable outlook from CRISIL…
Formation of Strong Management – Recruitment of Executive Director, CFO, CRO & CTO
Orange Retail Finance is a trusted and customer-centric, one-stop financial services provider.
We have diversified into segments of Two-Wheeler Loans, Micro Business Finance, Swift Cash Loan, Instant Digital TW Loan & Loan Against Property, and we are poised for our next phase of growth.
We strongly believe that one needs to be at a place where there is a real requirement. We will continue to provide value-added products and services to our customers through an empathy-driven approach and technology-driven insights. We have successfully covered the entire southern states of India, by touching more than 1.5 lakh lives through our branch distribution channels and strong workforce.
I wish to thank our customers for their trust, our Board of Directors as well as our management team for their valuable guidance, and our shareholders and other partners for their essential support. We will keep working hard to continue fulfilling everyone’s expectations.
MD & CEO